Dennis Serre Great benefits help attract and keep quality employees. Still, like many insurance plans, the costs have steadily increased year after year. It’s a big impact to your corporate bottom line. How do you control costs while delivering the…
Dennis Serre- Serre It’s February. Time to stop saying Happy New Year. And time to stop beating yourself up about those big and now failed resolutions. You know those massive commitments to change that eventually make us feel like we’re…
Canadians may need to rethink their risk management In a recent study conducted by the Life Insurance and Market Research Association (LIMRA), it was reported that 61% of Canadians hold some form of life insurance. Surprisingly, it also revealed that…
by Dale Campbell ClearBenefits.ca | Group Benefits Provider Shared Risk – experience based plans Have you ever wondered why rates for experience-based benefits plans can fluctuate so significantly each year? It’s because you are sharing risk with the insurance company…
Alexandra Posadzki, The Canadian Press During his three-year tenure as a financial analyst at one of Canada’s biggest banks, Devon Wright never once used his company health plan. “There was just nothing there that was of any interest to me,”…
by Dale Campbell ClearBenefits.ca | Group Benefits Provider Reality in life is that you almost always get what you pay for, but if you are expecting to get more for less, often you don’t get what you expected. It’s kind…
by Dale Campbell ClearBenefits.ca | Group Benefits Provider It has been my experience that when people are provided with enough information to make an informed decision, they will do what is right for them. I had a conversation with a…
A well-designed group benefits plan can be critical to attracting and retaining the right talent, as well as keeping employees healthy and productive at work. But for small employers, offering a benefits plan is easier said than done. While many small…
Most Canadian workers would suffer severe financial hardship if they were forced out of work with a disability. In fact, 76% believe that should they become disabled and unable to work for three months, there would be serious financial implications…
Depression is a common illness that can be overcome When it comes to understanding the prevalence of depression, the statistics speak for themselves. Experts say that 5% to 12% of all men will experience an episode of major depression at…