by Dale Campbell ClearBenefits.ca | Group Benefits Provider Shared Risk – experience based plans Have you ever wondered why rates for experience-based benefits plans can fluctuate so significantly each year? It’s because you are sharing risk with the insurance company…
Permanent life insurance, such as Whole Life or Universal Life, has long been accepted as a tax efficient way of accumulating cash for future needs. Soon the amount of funds that can be tax sheltered within a life insurance policy…
Alexandra Posadzki, The Canadian Press During his three-year tenure as a financial analyst at one of Canada’s biggest banks, Devon Wright never once used his company health plan. “There was just nothing there that was of any interest to me,”…
